pnb fd rates

PNB FD rates ( Punjab national bank Fixed rates ) Updated

PNB Fd rates ( Updated )

Hello everyone, Kya aap bhe pnb ke customer hain aur pnb fd rates ke bare mein janna chahte hain ? toh aap bilkul sahi jagah par hain. Is article mein hamne pnb fd rates se related sari jankari share ki hain jisse aap pnb Fd rates ke bare mein jayda  acche se jaan payenge aur apne investment decision ko behtar tarike se le payenge. PNB ( Punjab national bank ) ek Indian multinational banking aur financial services company hain jo apne best banking services aur higher returns ke liye jani jati hain. So aagar aap bhe FD mein apne paise invest karne ke bare mein soch rahe hain toh pnb aapke liye best option ho sakta hain. Chaliye jante hain pnb fd rates ke bare mein aur fixed deposit ke advantage aur disadvantage ke bare mein.

ALso Read –

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FD account ke benefits/ Advantages kya hain ?

FD bahut Safe hain, FD mein mutual funds ki tarah risk nahi hota.

Fixed deposit mein investment karne par aapko assured returns milte hain.

Helps in liability crunch

Disadvantage of FD –

FD mein Investment Return Low hote hain.

FD mein aagar aap paise maturity ke pahle withdrawl  karte hain toh aapko loss ho sakta hain.

(Punjab national bank ) PNB FD rates –

              TenurePnb fd rates  for regular depositsPnb fd rates for senior citizens
7 days to 14 Days               5.70 %                6.20%
15 days to 29 Days               5.70 %               6.20%
30 days to 45 days               5.70%                6.20%
46 Days to 90 Days               6.35%                6.85%
91 Days to 179  Days               6.35%                6.85%
180 Days to 270  Days               6.35%                 6.85%
271 days to 364 days               6.35%                 6.85%
1 Year               6.60%                 7.10%
1 Year 1 day to 3 years               6.75%                 7.25%
3 year 1 day to 10 Years               6.25%                 6.75%

 

 Senior citizen pnb FD rates for less then 1 crore deposit –

                                 FD tenure                        PNB fd tenure rates
Between            7 & 14 Days                                  6.20 %
Between           15 & 29 days                                  6.20 %
Between           30 & 45 Days                                   6.20 %
Between           46 & 90 Days                                   6.85%
Between          91 & 179 Days                                   6.85%
Between         180 & 270 Days                                  6.85%
Between         271 & 1 year                                  6.85%
Between        1 Year                                   7.25%
Between         555 Days                                  7.35%

 

NRE pnb fd rates –

FD TenurePnb fd rates deposit less then 1 crore rs.Pnb fd rates for deposit between 1 crore to 10 crore.
1 Year6.75 %6.75%
555 Days6.85%6.85%
1 & 3 Years6.50%6.50%
3 & 5 Years6.25%6.25%
5 & 10 years6.25%6.25%

 

PNB FD rates for short term –

Punjab national bank apne customers ko bahut se short term FD options bhe provide karte hain. Short term FD se aap aasnai se short period of time mein acchi interest earn kar sakte hain. Short term FD  mein aap 7 days se 365 days tak apne paise invest kar sakte hain jisme aapko nearly 6.50 % return mil sakti hain.

PNB FD rates for senior Citizen –

Punjab national bank country ke senior citizen ko FD mein extra benefits provide karte hain. Investors jinki age 60+ hain unhe additional .50% extra benefit hoti hain.

For short term senior citizen get 6.20 aur long term ke liye 6.75 % ka return milta hain.

Kaun se Factors ko aapke maturity amount ko affect kar sakte hain ?

Amount deposited – Jo interest ham earn karte hain vo principal amount par decide hota hain aur uske baad maturity amount decide hota hain. Isliye jo aap aap deposit kar rahe hain vo ek bahut he important factor hain.

Time period –  Maturity amount ko time period bhe affect karta hain. Aapka maturity interest aapke FD tenure par based hota hain.

FD interest calculate kaise kare ?

Pnb fd interest rate toh aapko ab pata chal gaya hain, next aab aap apne principal amount par interest calculate bhe kar sakte hain. Aapko bas is link ko follow karna hain – https://fd-calculator.in/

Mai umeed karta hu ki is article mein maine aapke pnb fd rates se related sare sawalo ka answer diya hoga. Aagar aapko lagta hain ki hamne pnb fd rates me kuch correction karna chahiye toh hamne comment section mein zarur bataye aur is article ko share zarur kare jisse log bhe pnb fd rates ke bare mein jaan payenge.

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